What Is Social Security Disability Insurance?
You’ve been paying for your own Social Security Disability Insurance (SSDI) every time you’ve seen “FICA” on your pay stub. (FICA stands for “Federal Insurance Contributions Act.”) The program acts as a safety net for workers who experience an unforeseen, unfortunate disabling event – the kind that prevents them from performing jobs they previously held. If you’re not yet old enough to collect Social Security Retirement, SSDI is designed to provide you with income either until you can go back to work, or on a more permanent basis if your condition doesn’t improve over time.
At all times, remember: Disability is NOT a handout. You’ve earned this money.
SSDC has helped hundreds of thousands get the benefits they are owed. We're here to help you.
What Counts as a “Disability”?
To determine disability, the Social Security Administration has strict standards:
- You must be between the ages of 18 and 64
- You are incapable either physically and/or emotionally to perform jobs that are generally available in the national economy.
The long list of disabilities that qualify an individual to receive Social Security Disability Insurance benefits ranges from depression to liver failure.
Get Results Quickly with SSDC
While anyone can apply for Social Security Disability Insurance without help from an agency, the Social Security Administration’s own statistics show that less than 40% of individuals, without proper representation, actually get approved at the initial application stage. We’ve helped hundreds of thousands of people get the benefits they are owed. SSDC is a non-attorney professional advocacy firm that specializes in Social Security disability and we're here to help you.
To see if you might qualify for Social Security Disability Insurance, try our easy-to-complete Do You Qualify?